JAKARTA — In a concerted effort to foster early financial independence and investment literacy among the younger generation, leading Indonesian brokerage firm MNC Sekuritas has once again partnered with Korea Investment Management Indonesia to host an educational financial seminar. The event, officially titled Having Fund 2026 and carried out under the compelling theme “Mindset Baru, Masa Depan Baru” (New Mindset, New Future), took place on Friday, October 30, 2026, at the campus of the State Polytechnic of Jakarta (Politeknik Negeri Jakarta, or PNJ).
The seminar drew a large and enthusiastic crowd of students, faculty members, and financial enthusiasts eager to understand the shifting paradigms of modern personal finance. As capital markets become increasingly accessible through digital platforms, initiatives like Having Fund 2026 serve as a critical bridge between academic theories taught in classrooms and the dynamic realities of the country’s financial sector.
Opening Ceremony and Institutional Support
The academic proceedings commenced with an official opening ceremony led by the Head of the Accounting Department at PNJ, Bambang Waluyo. In his opening address, Bambang warmly welcomed the collaboration between academic institutions and industry leaders, emphasizing the indispensable value of practical financial education for vocational students.
Bambang noted that modern education extends far beyond traditional textbooks, particularly in fields as fast-paced as economics and finance. "Collaboration with industry practitioners plays a vital role in vocational education," Bambang stated during his address. He elaborated that through events of this scale, students are granted the unique opportunity to acquire not only theoretical comprehension but also actionable, real-world insights into the financial and investment industries.
Furthermore, Bambang highlighted the longstanding institutional relationship between PNJ and MNC Sekuritas, which has been active since 2022. He expressed optimism that this synergistic partnership would continue to flourish and yield long-term benefits for the student body. By equipping students with financial literacy early in their academic journeys, the institution hopes to cultivate a generation of prudent, well-informed investors capable of navigating future economic landscapes with confidence. "A new mindset is one of the essential tools for students to determine their future," Bambang added, reinforcing the core philosophy behind the seminar’s overarching theme.
Expert Insights: Navigating Mutual Funds and Risk Profiles
Following the inaugural remarks, the seminar transitioned into its core educational sessions, featuring two prominent speakers from the Indonesian financial sector: Arfian Prasetya Aji, Economist at Korea Investment Management Indonesia, and Wesly Andri, Senior Marketing Mutual Fund at MNC Sekuritas.
Taking the stage first, Arfian Prasetya Aji delivered an in-depth presentation focusing on the strategic foundations of mutual fund investments. He stressed that achieving long-term financial success through mutual funds cannot be approached with a one-size-fits-all mentality. Instead, Arfian asserted that a successful investment journey must invariably begin with a comprehensive self-assessment, wherein investors clearly define their individual financial goals and carefully evaluate their respective risk profiles.
Arfian explained that understanding risk tolerance—ranging from conservative to aggressive—allows investors to select mutual fund products that align with their personal financial timelines and emotional capacities for market volatility. In an economic climate characterized by shifting global markets and domestic growth opportunities, knowing how to match one’s investment horizon with the appropriate asset class is paramount. He encouraged the students to view investing not as a get-rich-quick scheme, but as a disciplined, long-term habit that requires patience, continuous learning, and strategic planning.
Complementing Arfian’s macroeconomic and strategic perspective, Wesly Andri of MNC Sekuritas provided practical guidance on how retail investors, particularly beginners and university students, can take their very first steps into the capital market. Wesly broke down the technical aspects of opening a securities account, selecting trustworthy investment managers, and leveraging digital applications to monitor portfolio performance seamlessly.
The Importance of Financial Literacy in Vocational Education
The staging of Having Fund 2026 at the State Polytechnic of Jakarta underscores a broader, ongoing movement within Indonesia to elevate national financial literacy rates, particularly among the youth and student demographics. Historically, capital market participation in Indonesia has been concentrated among older, high-net-worth individuals residing in major urban centers. However, the advent of financial technology, coupled with aggressive educational campaigns by regulatory bodies and securities firms, has begun to democratize access to investment instruments.
Vocational institutions like PNJ represent a strategic demographic for these literacy campaigns. Students in accounting, business administration, and related fields possess a foundational understanding of numbers and commerce, making them prime candidates to transition from passive savers to active investors. By introducing mutual funds—which pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities—seminars like Having Fund 2026 demystify investment concepts that many young adults traditionally find intimidating.
Mutual funds are widely regarded by financial experts as an ideal entry point for beginner investors. Because professional fund managers actively oversee and manage the underlying assets, retail investors do not need to possess advanced technical analysis skills or monitor stock tickers on a second-by-second basis. This passive management structure significantly lowers the barrier to entry, allowing students with modest pocket money or part-time earnings to start building wealth gradually.
MNC Sekuritas: A Recognized Leader in Retail Brokerage
The execution of Having Fund 2026 further solidifies MNC Sekuritas’ reputation as a pioneer in investor education and retail market expansion in Indonesia. The firm’s commitment to fostering financial inclusion was recently recognized on the international stage. Just days prior to the PNJ seminar, MNC Sekuritas added another prestigious accolade to its corporate trophy case by winning the title of "Indonesia’s Best Retail Broker" at the Euromoney Markets Awards 2026.
This international recognition reflects the firm’s excellence in delivering superior brokerage services, user-friendly digital trading platforms, and comprehensive educational initiatives tailored to retail investors across the archipelago. Whether through campus seminars like Having Fund, capital market schools conducted in collaboration with the Indonesia Stock Exchange (IDX)—such as recent programs held in remote regions like Timika, Papua—or digital campaigns, MNC Sekuritas consistently demonstrates its dedication to spreading financial literacy to every corner of the country.
The synergy between MNC Sekuritas and Korea Investment Management Indonesia during the PNJ event also highlights the value of cross-border institutional cooperation in strengthening Indonesia’s capital market ecosystem. By combining MNC Sekuritas’ extensive local market reach and educational infrastructure with Korea Investment Management’s global investment expertise, the partnership provides students with a holistic view of modern asset management and market dynamics.
Broader Implications and Future Outlook
The implications of initiatives like Having Fund 2026 extend far beyond individual portfolio growth; they contribute directly to the stability and resilience of Indonesia’s broader financial system. As the nation aims for sustained economic expansion, increasing domestic investor participation acts as a vital cushion against external financial shocks and global market volatility. When a larger percentage of the population understands the mechanics of saving, investing, and capital accumulation, the national economy benefits from a more financially secure and resilient middle class.
Furthermore, instilling financial discipline at an early age helps combat predatory financial practices, illegal investments, and high-risk speculative schemes—such as unregulated binary options or fraudulent online investments—that frequently target financially illiterate youths. By educating students on how to identify legitimate, regulated investment products like mutual funds supervised by the Financial Services Authority (OJK), educational seminars serve as a protective shield for the younger generation.
As Having Fund 2026 concludes its successful run at the State Polytechnic of Jakarta, organizers and academic leaders alike are looking forward to the future. The positive reception from PNJ students serves as a testament to the high demand for practical, engaging financial education. With continuous efforts from institutions like MNC Sekuritas, Korea Investment Management Indonesia, and academic partners nationwide, the vision of a financially literate, empowered Indonesian youth moves ever closer to reality, ensuring that the "new mindset" championed at PNJ translates into a prosperous and secure financial future for generations to come.
